Corporate

Terms & Conditions of Website Use

We have created this website for your use and to provide you with information about us and our products and services. By accessing or using this website, you agree to the terms of use of our website. These Terms of Use include our legal disclaimer and our privacy policy and any other terms or conditions on this website.

We may change the Terms of Use at our discretion and without notice. A version of the current Terms of Use will be available on this website as they are changed. By continuing to use our website you accept the Terms of Use as they apply from time to time. A copy of our current Terms of Use is displayed on our website at all times. This legal disclaimer is in no way limited or altered by any other terms or conditions on this website.

  1. Who We Are

    1.1 Australis Group (Underwriting) Pty Ltd ABN 80 082 459 372 AFSL 238170 is part of the world wide Arthur J Gallagher group of companies. 'We', 'us'; or 'our' also includes the related companies of Australis Group (Underwriting) Pty Ltd as defined by the Corporations Act 2001 and the officers, employees and subcontractors of those companies.

  2. Website material is not specific advice

    2.1 The content, including publications and any links, on this website is intended only to provide a summary and general overview. The information on this website is only a guide does not constitute specific risk management or insurance underwriting advice. Any quotations provided on this website are indicative and are not binding. Any underwriting or insurance advice is subject to written approval of our underwriters and the provision of adequate information to assess a risk being insured. You should seek the advice of an independent broker or risk consultant before acting or relying on the content of this website.

    2.2 We attempt to ensure the content of this website is current but we do not guarantee its currency. We may change any of the information found at this site at any time without notice. We make no commitment to update the information found at this site.

  3. No relationship

    3.1 Your use of this website or the receipt of any information from us or this website is not intended to create nor does it create a consultant/principal or other relationship with us.

  4. Liability

    4.1 We are not responsible to you or anyone else for any loss suffered in connection with the use of this website or any of the content. This includes, but is not limited to, the transmission of any computer virus.

    4.2 We make no warranties or representations about this website or any of the content. The entire content of this site is provided "as is" without any express or implied warranty or condition of any kind. We offer no assurance of uninterrupted or error free access to or use of this site or that any content or other material accessed through this site is free of errors or viruses, worms, trojan horses, or other harmful components. We do not warrant anything about the accuracy, completeness or suitability for a particular purpose the content of this website.

    4.2 We exclude, to the maximum extent permitted by law, any liability which may arise as a result of the use of this website, its content or the information on it.

    4.3 Where liability cannot be excluded, any liability incurred by us in relation to the use of this website or the content is limited as provided under the Trade Practices Act 1974 (s 68A) or equivalent legislation in any other jurisdiction. We will never be liable for any indirect, incidental, special or consequential loss arising out of the use of this website, including loss of business profits.

  5. Intellectual Property

    5.1 Unless otherwise indicated, we own the copyright in the content on this website. Some of the copyright in the content and source code which hosts this site may be owned by someone else and is included on our website under license or agreement.

    5.2 Provided you comply with these Terms of Use we authorize you to access and use the content for non-commercial or personal use unless you have prior written approval from us. You may print out any content on this website for your personal use. All other use, copying or reproduction of this website or any part of it is prohibited (except to the extent permitted by law). None of the content or any part of it may be reproduced on any other Internet website.

    5.3 If you seek to reproduce or otherwise use the content in any way it is your responsibility to obtain approval for such use where necessary.

    5.4 We are the owner of several trademarks, trading indicia, graphics, text and logos which appear on this website. Use of these items without our express consent will infringe our intellectual property rights.

  6. Links from this website

    6.1 Our website may contain links to other websites over which we have no control. We make no representations about the accuracy of information contained on those websites. We are not liable for the content on those websites.

  7. Jurisdiction

    7.1 We do not represent that we hold the authorisations and approvals required to provide the recommendations or suggest advice in all jurisdictions where the material on this website may be viewed or received. You must ensure that access to and use of this website is in accordance with the laws of your jurisdiction.

  8. SPAM

    8.1 We may publish electronic addresses on this website to facilitate communication relating to our business functions. This is not to be inferred as consent by us or the relevant addressees to receiving unsolicited commercial electronic messages or SPAM.

  9. Privacy

    9.1 We respect your privacy. We have developed our privacy policy, which embody the National Privacy Principles in the Privacy Act 1988 (Cth).

    9.2 Although our policy specifically addresses our obligations in respect of the laws of Australia we apply where practicable those principles to its operations throughout Australia, subject to any requirements of local law.

    9.3 Please refer to our Privacy Policy on this website for further details about our collection, use and management of personal information generally. Below we have included specific information regarding the collection and use of personal information via this website.

    Collecting your information using this website

    9.4 We generally only collect personal information from this website when it is provided voluntarily by you.

    9.5 When you visit this website or download information from it, our Internet Service Provider (ISP) makes a record of your visit and records the following information:

    • your Internet address;
    • your domain name, if applicable; and
    • the date and time of your visit to the website.

    9.6 Our ISP also collects information such as the pages our users access, the documents they download, links from other sites they follow to reach our site, and the type of browser they use. However, this information is anonymous and is only used for statistical and website development purposes.

    9.7 We will not sell or give access to data we collect to commercial data collection agencies.

    Use of cookies

    9.8 A cookie is a small message given to your web browser by our web server. The browser stores the message in a text file, and the message is then sent back to the server each time the browser requests a page from the server.

    9.9 We make limited use of cookies on this website. We use cookies to measure usage sessions accurately, and to gain a clear picture of which areas of the sites attract traffic. We also use cookies to improve the functionality of our website - for example, if we provide a notice or update, we may use cookies to ensure that you do not receive this notice with each page you access on our website.

    9.10 When cookies are used on this site, they are used to store information relating to your visit such as a unique identifier, or a value to indicate whether you have seen a web page. We use session (not permanent) cookies. They are used to distinguish your Internet browser from the thousands of other browsers. This site will not store personal information such as email addresses or other details in a cookie.

    9.11 Most Internet browsers are set up to accept cookies. If you do not wish to receive cookies, you may be able to change the settings of your browser to refuse all cookies or to notify you each time a cookie is sent to your computer, giving you the choice whether to accept it or not.

    What if you don't provide some relevant information to us?

    9.12 Insurance laws require that you provide insurers with all the information they need in order to be able to decide whether to insure you and on what terms. If you do not provide the information your proposal for insurance may be rejected.

    How do we hold and protect your information?

    9.13 We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting requirements.

    Security

    9.14 We use a variety of physical and electronic security measures, including restricting physical access to our offices, and firewalls and secure databases to keep personal information secure from misuse, loss or unauthorised use or disclosure.

    9.15 The Internet is not a secure environment. If you use the Internet to send us any information, including your email address, it is sent at your own risk.

    9.16 Please refer to our Privacy Policy on this website for further details about our collection, use and management of personal information generally.

End of Terms and Conditions