General Public and Products Liability
Features and Exclusions are in summary form only and may change from time to time so please refer to the current policy wording for a full explanation of cover available under each ofthe policies
Coverage features:-
- Occurrence wording
- Costs and expenses in addition to limit of Indemnity.
- Broad Definition of Insured including, Voluntary Workers, Social Workers, Work Experience Students, Resident Association, Social Club, Sporting Club.
- Broad Definition of Insured including, Voluntary Workers, Social Workers, Work Experience Students, Resident Association, Social Club, Sporting Club.
- Personal Liability for Residents of Hostel / Nursing Home.
- Goods in care custody and control of the Insured $100,000 in the aggregate
- Fundraising Activities (special terms apply)
- Newly created, formed or acquired companies
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Major Exclusions:-
- Asbestos
- Injury to Employees including Wrongful Employment Acts
- Professional Advice / Treatment Risk
- Contractual Liability unless agreed by insurer
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Capacity:-