Care

General Public and Products Liability 

Features and Exclusions are in summary form only and may change from time to time so please refer to the current policy wording for a full explanation of cover available under each ofthe policies

 
 

Coverage features:-

  • Occurrence wording
  • Costs and expenses in addition to limit of Indemnity.
  • Broad Definition of Insured including, Voluntary Workers, Social Workers, Work Experience Students, Resident Association, Social Club, Sporting Club.
  • Broad Definition of Insured including, Voluntary Workers, Social Workers, Work   Experience Students, Resident Association, Social Club, Sporting Club.
  • Personal Liability for Residents of Hostel / Nursing Home.
  • Goods in care custody and control of the Insured $100,000 in the aggregate
  • Fundraising Activities (special terms apply)
  • Newly created, formed or acquired companies
 
 

Major Exclusions:- 

  • Asbestos
  • Injury to Employees including Wrongful Employment Acts
  • Professional Advice / Treatment Risk
  • Contractual Liability unless agreed by insurer

 

Capacity:-

  • Up to $50M