Professional Indemnity / Malpractice (including Fidelity)
Features and Exclusions arein summary form only and may change from time to time so please refer to thecurrent policy wording for a full explanation of cover available under each ofthe policies
Coverage features:-
- Online Medicare benefits fraud $100,000 any one claim and aggregate.
- Indemnity for acts of Consultants, Contractors and Agents
- Costs and Expenses in addition to limit of Indemnity (special terms apply)
- Advancement of Defence Costs.
- Continuous coverage clause.
- Indemnity provided for Students, Committees and Boards of Management.
- Defamation.
- Trade Practices and related legislation
- Estates & legal representatives.
- Privacy Complaints and Claims $100,000 any one claim and aggregate.
- Loss of documents $100,000 any one claim and aggregate.
- Run off coverage – mergers/takeover/sale/winding up.
- Coronial Enquiries and Official Investigations $250,000 any one claim and aggregate.
- Statutory Liability Fines and Penalties $250,000 any one claim and aggregate.
- Newly created or acquired entities or subsidiaries
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Major Exclusions:-
- Prior or Pending Claims, known facts or circumstances
- Assumed Duty or Obligations
- Related or Associated Entities
- Services provided whilst under Intoxicants and Drugs
- Qualified Medical Practitioners
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Capacity:-
- Up to $10M(with sub limit of up to $100,000 Fidelity)